Effective Date: 16-12-2025
Last Updated: 16-12-2025

Welcome to EduFi Solutions (“EduFi,” “we,” “our,” or “us”). These Terms of Use govern your access to and use of the EduFi Solutions website, services, and related digital platforms (collectively, the “Website”).

By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of the Website.

1. About EduFi Solutions

EduFi Solutions is an education loan advisory and facilitation platform that assists students and partners in identifying suitable education loan options from banks and NBFCs. EduFi does not directly provide loans or act as a lender. Final loan approval, interest rates, and terms are determined solely by the respective financial institutions.

2. Eligibility to Use the Website

You may use this Website only if you:

• Are at least 18 years of age, or are accessing under parental or legal guardian supervision
• Are capable of entering into legally binding agreements
• Use the Website in compliance with applicable laws and regulations

By using the Website, you represent that the information you provide is accurate and complete.

3. Scope of Services

EduFi Solutions provides:

• Education loan guidance and profile-based lender matching
• Assistance with documentation and application processes
• General information related to education loans, scholarships, and student financing

EduFi does not guarantee loan approval, specific interest rates, loan amounts, or timelines. All lending decisions are made by banks or NBFCs based on their internal policies.

4. User Responsibilities

By using the Website, you agree to:

• Provide true, accurate, and current information
• Use the Website only for lawful purposes
• Not misuse, disrupt, or attempt unauthorized access to the Website or its systems
• Not submit false, misleading, or fraudulent information

EduFi reserves the right to suspend or terminate access if misuse or inaccurate information is identified.

5. No Financial or Legal Advice

All information provided on this Website is for general informational purposes only. It should not be considered financial, legal, or professional advice.

Users are encouraged to independently verify loan terms and consult financial or legal professionals before making decisions. EduFi shall not be responsible for decisions made based on information provided on the Website.

6. Third-Party Links and Services

The Website may contain links to third-party websites, financial institutions, or service providers. EduFi does not control or endorse the content, policies, or practices of such third parties.

Accessing third-party websites is at your own risk, and EduFi shall not be liable for any loss or damage arising from such use.

7. Intellectual Property Rights

All content on the Website—including text, logos, graphics, designs, icons, and layout—is the property of EduFi Solutions or its licensors and is protected under applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or use any content without prior written consent from EduFi.

8. Privacy and Data Usage

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

By submitting any form on the Website, you consent to EduFi using your information for the purpose of loan assessment, communication, and service delivery.

9. Limitation of Liability

To the maximum extent permitted by law:

• EduFi shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of the Website
• EduFi is not responsible for loan rejections, delays, changes in interest rates, or decisions made by financial institutions
• Use of the Website is at your sole risk

10. Indemnification

You agree to indemnify and hold harmless EduFi Solutions, its directors, employees, and affiliates from any claims, losses, liabilities, or expenses arising from:

• Your misuse of the Website
• Violation of these Terms of Use
• Submission of false or misleading information

11. Modification of Terms

EduFi reserves the right to modify or update these Terms of Use at any time without prior notice. Updated terms will be posted on this page with the revised date.

Continued use of the Website after changes constitutes acceptance of the updated terms.

12. Termination of Access

EduFi may restrict or terminate access to the Website at its discretion, without notice, if a user violates these Terms or engages in unlawful or harmful activities.

13. Governing Law and Jurisdiction

These Terms of Use shall be governed by and interpreted in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in India.

14. Contact Information

For any questions regarding these Terms of Use, please contact:

EduFi Solutions
Email: support@edufisolutions.com
Website: www.edufisolutions.com